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Guide · Prices in USD

Anime AI Girlfriend Prices 2026: 7 Platforms Compared

Prices on anime AI girlfriend platforms are hard to compare: some sell months, some weeks, some credits, and each currency buys something different. I put all seven platforms side by side in US dollars, per month and per year.

7 platformsUSDMonthly and yearlyCredits explained
In one line

Cheapest yearly plans: Candy AI at $3.99 a month, Joi at $47.99 a year and Nectar AI at $4.99 a month. Monthly plans cost $12.99 to $19.99 almost everywhere; Kupid AI is sold by the week.

How these platforms charge

Every platform in my ranking has a subscription, and most add a monthly currency on top: tokens on Candy AI, chips on Lovescape, dreamcoins on OurDream, Neurons on Joi, coins on Kupid, credits on Nectar. The subscription unlocks features; the currency pays for pictures, videos and other extras.

Yearly plans are always much cheaper per month, often half or less of the monthly price. Below, each platform gets its own block, then a table compares them.

Before you start

Prices are the US dollar prices shown on each platform's plan page. Kupid shows euros to European visitors, so its dollar amounts are marked about. Promotions change; the structure of the plans rarely does.

Before comparing, decide what you need: just chat, your own character, or many pictures and videos. The cheapest plan for one need is not the cheapest for another.

Chat onlyJoi's free tier or a cheap yearly plan.
Your own characterCandy AI Premium yearly.
Lots of visualsOurDream or Lovescape.

Prices platform by platform

1

Candy AI

Premium costs $3.99 a month on the 12 month plan ($47.88 a year), $8.99 a month on the 3 month plan and $13.99 for one month. Every plan includes 100 tokens a month, unlimited messages, character creation, images and video. A Premium Plus tier with 330 tokens a month sits above it. In the builder, a preview costs 1 token and bringing a character to life costs 10. The charge appears as EverAI.

Candy AI plan page
Candy AI plan page
2

Lovescape

Premium includes 600 chips a month and costs $19.99 for a month, $38.97 for three months or $95.88 for a year, about $7.99 a month. PRO includes 3,000 chips, downloads and face swap for $69.99, $149.97 or $359.88. Creating a character requires a paid plan.

Lovescape plan window
Lovescape plan window
3

OurDream

Premium costs $19.99 a month or $9.99 a month on the yearly plan ($119.88 a year), with 1,000 dreamcoins a month and unlimited messages. Coin packs cost $11.99 for 1,000 and $49.99 for 5,000. A Deluxe tier with 5,000 coins a month exists. Free accounts start with 55 coins.

OurDream coin packs
OurDream coin packs
4

Joi

Premium costs $13.99 for one month (1,000 Neurons), $20.99 for three months (1,200 Neurons a month) and $47.99 for a year (1,500 Neurons a month). Text chat with catalog characters is free on a confirmed account.

Joi Premium window
Joi Premium window
5

Kupid AI

Pro is sold by the week as a single payment that does not renew: about $4 a week on the 12 month option, about $7 a week on the 3 month option and about $15 for one week. Pro includes 100 coins a week, images, video and voice messages. Prices are shown in euros to European visitors.

Kupid Pro plan page, priced per week
Kupid Pro plan page, priced per week
6

Nectar AI

One plan, Ultimate: $12.99 a month or $59.99 a year, which is $4.99 a month. It includes 5,000 credits a month, unlimited messages, memory, voice and video. Calls use credits by the second.

Nectar AI Ultimate plan
Nectar AI Ultimate plan
7

GirlfriendGPT

Premium costs $15 a month or $12 a month yearly; Deluxe $35 or $24.50 yearly; Elite $50 or $33 yearly. Higher tiers raise message allowances and memory.

GirlfriendGPT plan page
GirlfriendGPT plan page

Which plan to choose

If you know you will stay, take a yearly plan. Candy AI's yearly Premium is the cheapest way to build your own anime character, Joi's the cheapest way to get images on top of free text chat, and Nectar's the cheapest single plan with unlimited messages.

If you are not sure, take the shortest plan on one platform after trying its free tier, never three monthly plans at once.

What the currencies really buy

Comparing tokens, chips, coins and credits is tricky because each platform prices actions differently. On Candy AI, building a character costs about 11 tokens out of 100 a month, and pictures in the chat use the rest. On OurDream, a portrait costs 5 dreamcoins and messages are free in Premium, so 1,000 coins go mostly to images and video. On Nectar AI, 5,000 credits cover generations and calls billed by the second.

The practical rule: if you mostly chat, the currency matters little and the subscription price is what counts. If you generate a lot, look at the currency included and the price of extra packs, such as OurDream's 1,000 coins for $11.99.

Hidden costs to watch

Three things raise the real cost. First, monthly plans: they look cheap in isolation but cost two to four times more per month than yearly plans. Second, video: on every platform it uses far more currency than a still image. Third, extra currency packs, which are easy to buy in the middle of a conversation.

None of the platforms in this ranking hides its plan prices once you reach the plan page, but some show them only after sign-up or at the end of the builder, like Lovescape. Kupid shows prices per week, which hides the monthly total.

Best value by use

Best value for building your own anime character: Candy AI Premium yearly, $3.99 a month with 100 tokens. Best value for free chat with a lot of characters: Joi, free, or $47.99 a year for extras. Best value for video: OurDream Premium yearly, $9.99 a month with 1,000 dreamcoins. Best single plan: Nectar AI Ultimate yearly, $4.99 a month with unlimited messages.

Monthly versus yearly, in numbers

Twelve months on a monthly plan versus one yearly plan: Candy AI, $167.88 against $47.88. OurDream, $239.88 against $119.88. Joi, $167.88 against $47.99. Nectar AI, $155.88 against $59.99. Lovescape, $239.88 against $95.88. GirlfriendGPT Premium, $180 against $144.

The yearly plan saves between about $36 and $144 depending on the platform. If you are going to keep a platform for more than three or four months, the yearly plan is always the better deal.

Do you need a paid plan at all?

Not necessarily. If you only want to talk, Joi's free text chat with its whole catalog and Kupid's free chat with your own character cover a lot. Pay when you want pictures, your own character on the platforms that charge for it, voice, or long memory.

Three budgets, three choices

All prices at a glance

Monthly price, yearly price per month and the monthly currency included, in US dollars.

PlatformMonthlyYearly per monthIncluded each month
Candy AI$13.99$3.99100 tokens
Lovescape$19.99$7.99600 chips
OurDream$19.99$9.991,000 dreamcoins
Joi$13.99$4.001,500 Neurons (yearly)
Kupid AIabout $15 a weekabout $17100 coins a week
Nectar AI$12.99$4.995,000 credits
GirlfriendGPT$15$12Premium allowance

Troubleshooting

Kupid looks cheaper than it isMultiply the weekly price by about 4.3 to compare it per month.
Credits run out fastVideo uses the most credits on every platform; plan it.
The yearly price is billed at onceYearly plans charge the full year up front.
Bank statement wordingCandy AI shows EverAI; Joi says no adult transaction appears.

Keep going

Anime AI girlfriend prices: questions

What is the cheapest anime AI girlfriend platform?

On a yearly plan, Candy AI at $3.99 a month, then Joi at $47.99 a year and Nectar AI at $4.99 a month.

How much is a monthly plan?

Between $12.99 and $19.99 on most platforms: Nectar AI $12.99, Candy AI and Joi $13.99, GirlfriendGPT $15, Lovescape and OurDream $19.99.

Why is Kupid AI priced per week?

Kupid sells Pro as a single payment for a period and displays it per week. About $4 a week on the yearly option is about $17 a month.

What are tokens, chips, coins and credits?

Each platform's currency for pictures, videos and extras, included every month with the subscription.

Is a yearly plan worth it?

If you already know the platform, yes: yearly plans cost half or less per month.

Do these platforms show prices in USD?

Yes for US visitors. Kupid shows euros to European visitors, so its amounts here are approximate.

The cheapest yearly plan in the ranking is Candy AI Premium at $3.99 a month.

See Candy AI's plans
Open Candy AI, the number one pick